Payroll Solutions

Convenient Payroll Solutions to Simplify Your Employee Payments

Our money exchange service not only facilitates currency exchange but also provides convenient payroll solutions. Ensure timely payments to your employees and simplify your payroll process with us.

Payroll Solutions

Advanced Payroll Management Solutions for Businesses

Joyalukkas Exchange Advanced Payroll Management is a robust, scalable, and user-friendly payroll solution that helps organisations of all sizes streamline and automate their payroll processes, ensuring seamless compliance with the UAE’s Wages Protection System (WPS) initiative.
It provides a wide range of features to enable organisations to improve their payroll service performance, manage employee compensation effectively, gain valuable insights into their payroll data, and effortlessly adapt to changing payroll regulations.

Wage Protection System (WPS)

Wages Protection System (WPS) is an electronic salary transfer system launched by Central Bank of UAE & MOHRE, that allows every institution to pay employee salaries via banks, exchange houses and other registered service providers that are approved and authorized by Central Bank of UAE & MOHRE. The WPS covers all institutions registered with the Ministry across all sectors and industries and will benefit different categories of labors.

  • Making sure workers salaries are secure with strong dedication and commitment.
  • Revolutionising payroll and benefits administration with cutting edge solutions.
  • Fostering stronger work bonds, boosting job stability in the UAE job market.
  • Advocating transparency and competitiveness as our guiding principles.
  • Maintaining timely updates on wages in the private sector for the UAE Ministry of Labour.
  • Taking proactive steps to minimise wage related labour disputes through protective measures.

The One-Stop Remittance Solution for Everyone

Employee Benefits

Employee Benefits

  • Salary processing to any bank accounts and Joyalukkas Exchange Payroll Cards
  • MasterCard powered payroll card platform
  • Online purchase and Shopping at any MasterCard approved merchant location
  • Cash withdrawal from any MasterCard enabled ATM across the globe
  • No Maintenance charge and withdrawal fees at Joyalukkas Exchange branches
  • Partial withdrawal / Savings
Employee Benefits

Employer Benefits

  • Integrated with WPS (CBUAE & MOHRE)
  • 100% confidentiality and data security
  • Easy and secure disbursal of salaries to employees
  • Facility for fund through online bank transfer or deposit at any Joyalukkas Exchange branches in the UAE
  • Salary Paid / Unpaid report is available at any time
  • Easy Salary Account reconciliation
  • Minimal documentation procedures

About Joyalukkas Exchange Payroll Card

  • Personalised, secure payroll card for employees convenience.
  • Joyalukkas Exchange MasterCard enables unified payroll management.
  • Withdraw cash from any MasterCard-enabled ATM worldwide.
  • Enjoy online and in-store shopping at MasterCard-approved merchants.
  • Effortlessly avoid cash handling and bank charges
  • No minimum salary or balance requirements for payroll card usage.
  • Unlock international access with our payroll card.
  • Safeguard against the risks of carrying cash.
  • Maximize cash savings opportunities with our payroll card. 

Register with Us

Register your company information, and our WPS executive will get in touch with you shortly.

    Other Services

    Payment Solutions

    Payment Solutions

    We provide secure and efficient payment solutions, simplifying transactions and enhancing your financial experience.
    Forex Converter

    Forex Converter

    Get the best with our user-friendly forex converter, facilitating easy currency conversion and real-time exchange rate updates.


    Joyalukkas Exchanges rewards loyal customers with exclusive benefits, discounts, and special offers through their loyalty program.
    Payroll Solutions

    Payroll Solutions

    We streamline payroll processes, providing comprehensive solutions for seamless employee compensation management.