Company Profile - Joyalukkas Exchange

FAQs

A. Yes!! Joyalukkas Exchange offers world-wide remittance services, subject to approval of Central Bank of UAE.
A. Joyalukkas Exchange offers Various mode of Fund Transfer to meet our valuable Coustomers requirements. For more details, plz contact our Branches.
A. WPS (Wages Protection System) is an electronic salary transfer system which was initiated by Central Bank of UAE & the Ministry of Labour. It allows all the institutions to pay their employee’s salary either thru Exchange Houses, Banks or any financial institutions (subject to approval by CBUAE for WPS). WPS System is developed by CBUAE and MOL does create a database of the same in order to monitor the timely and full payment of employee’s wages as it was agreed.
A. “Joyalukkas Exchange” relation with your institution for WPS will start with an agreement, which has to be supported by following documents: 1. Company Trade License Copy 2. Company Registration Certificate Copy 3. Chamber of Commerce Copy 4. Sponsor ‘s Passport Copy 5. Partner’s Passport Copy (if any) 6. Employee Labour Card Copy 7. Employee Passport Copy 8. Employee photograph Registration of Employees: Once the agreement is signed, the institution has to provide the complete list of their Employees (in the given format by “Joyalukkas Exchange”) which will be registered in our WPS system for further processing. While providing the Employee Information File, it is very much essential that all the data’s mentioned there are correct, incorrect data may lead to the rejection of file. Preparation of Salary Information File (SIF): Institution should prepare their Employee Salary Information File (SIF) in the given Format by “Joyalukkas Exchange” and should be submitted to “Joyalukkas Exchange”. Transfer of Fund for SIF: Fund transfer has to be made by the institution either at “Joyalukkas Exchange” Counter or can be transferred from their respective Bank to “Joyalukkas Exchange” WPS A/c with Central Bank of UAE. Salary Disbursal: In Case of Credit to ““Joyalukkas Exchange” Payroll Card”: Fund will be credited to the given Card No. and can be withdrawn from any ATM (subject to availability of VISA or UAE Switch) In case of Branch payment: Once the Payment Information File (PIF) has been received by “Joyalukkas Exchange”, employee may withdraw their respective salary at any branch of “Joyalukkas Exchange” at any time. Disbursal Reports (DIF): As soon as the Employee collects their respective Salary, “Joyalukkas Exchange” will send the Disbursal Information File (DIF) to the WPS system and the same will get updated in Ministry of Labour.
A. There is no time limit to withdraw the salary; employee can collect their salary at any point of time.
A. Since there is no time limit for salary withdrawal, Employee can collect their salary as soon as he/she is back.
A. There is no such restriction as long as the entity is Authorized for WPS; neither you need to obtain any such letter.
A. NO, Only the respective employee can withdraw their salary by showing their Valid UAE Photo ID.
A. We are authorized WPS Processing entity; we only process the SIF and disburse the Salary within the rules & regulation provided by the CB UAE & MOL. Kindly approach to the MOL for the further details.
A. NO, Only the respective employee can withdraw their salary by showing their Valid UAE Photo ID.
A. Kindly visit Ministry of Labour (MOL) to obtain the list for such detail.